You know that you should start putting money into your retirement fund, but you saw an awesome outfit that you have to have. It was calling your name from behind the display window. After running your card, you have about $1.50 to your name.
You could have sworn you had more money before you ran that transaction. Upon looking at your bank account, you realize that you nicked and dimed yourself to poorness, again. How are you supposed to save money when spending it is so much more fun?
What if we told you that saving it can be as enjoyable. You only need to get creative with it. Keep reading for effective and fun ways to save money.
Start a Side Hussle
If you’re burning through your money so fast that it’s hard to make it to your next paycheck, the answer to saving is clear. You need to make more cash.
We’re not saying that you need to go out and get a soul-sucking job in a grocery store, but starting a little side hustle isn’t too bad. It can even be pretty fun.
It will take a while to pay off, but you could become a streamer or a powerful influencer like Graham Stephan. If you’re crafty, you could make jewelry and sell it on Etsy. The sky is the limit!
Make a Game Out of It
Anything is more enjoyable if you make a game out of it. You can have a competition with yourself each week to meet new savings goals. If competing with yourself doesn’t work, you can bring a friend into it.
See who can save the most cash by the end of the month. Whoever wins has to treat the other to a coffee or lunch. That stipulation might defeat the purpose of saving, but it’s important to treat yourself (or someone else) every once in a while, right?
Think Before You Spend
This isn’t a fun how to save money tip, but it is important, which is why we’ve added it. Having access to the internet is a power that humans weren’t ready for.
It makes impulse spending way easier. An afternoon scrolling through Amazon can quickly go from “it’s only one thing that was on my wishlist” to “it’s only 5 things that were on my wishlist.”
When you see something you want, put your phone down for a moment and think things over. You already have 10 pairs of shoes in your closet, do you really need another pair?
Go over the pros and cons of making the purchase in your head before you hit the checkout button. This will give you some time to cool down and step away from online shopping for a bit.
Change Your Viewpoint
One of the best ways to save money is to change your viewpoint on the matter. For example, saving up for your retirement fund is kind of dull. It’s necessary, but that doesn’t make it fun.
Think about it as your piggy bank instead or conjure up images of you swimming in cash. That’s a lot more enjoyable to think about than stressing about how you’re going to live out your golden years.
Pay a Student to Cut Your Hair
The truth of the matter is hair cuts are expensive. People will spend almost 200 bucks to have their hair dyed, styled, and chopped. It’s way too much to throw away on something that’s going to grow out in a few weeks.
Now we’re not saying that you should cut your own hair. What we are saying is that there are students that are looking for guinea pigs that they can practice on. You’ll still have to spend money, but most of the time, it’s cheaper than going to a salon.
Save for Something Fun
It’s boring to only save for the serious stuff. It’s hard to get motivated when you don’t have any money left over to play around with.
To this end, when you’re saving for the boring thing, don’t forget to factor in a little extra to get something that you want. It can be as big as a vacation or as small as a new outfit. Having something that you’re looking forward to will give you some extra incentive to hold on to your cash.
Spend Less Time in the Shower
Long hot showers are nice, but they send a good portion of your paycheck spiraling down the drain. Save water by washing as fast as possible and getting out.
You can go the extra mile by only turning on the water while you rinse.
Thrift Shops Are Your Friend
There’s no shame at all in getting your clothes from a thrift store. You can find some cute things there for not a lot of money. We’re talking designer brands for only a couple of dollars.
That beats paying 50 bucks for a single shirt any day. We will warn you that it might take some digging to find a winner, but once you do, it will quickly become a favorite part of your wardrobe.
Fun Ways to Save Money and Have More Cash in Your Pocket
If you’re bad with your cash, don’t feel bad. Many people can’t hold on to their money. It’s no fun to save and miss out on stuff that you would really like to have.
It’s all a matter of separating your needs from your wants and making saving fun. If you’re looking for more ways to save money, we’ve got you covered. Check out our blog daily for all the latest tips and tricks.