A lot of rental companies only let drivers with credit cards rent their cars. Find out what to do if you want to rent a car without using a credit card and why they won’t accept debit cards or other forms of payment.
Why a credit card is required to hire a car
In the event of an accident with a rental car, the rental company may have to pay more for repairs than the security deposit that each renter leaves when they pick up the key. What’s more, on the off chance that the tenant gets a stopping ticket, a speeding ticket, or a fine for not paying a cost, for instance, it might require a long time for these fines to arrive at the rental organization.
Rental companies typically accept credit cards for deposits, but not debit cards: in the event that a repair bill is greater than the security deposit or that a fine is not paid until months later.
If a renter used a debit card to pay, the company might discover that there isn’t enough money in the renter’s bank account to cover the renter’s portion of the payment. The rental company, on the other hand, can be more certain that they will be able to take the money with a credit card (as long as the cardholder’s credit limit is not exceeded).
Kinds of cards you can use to rent a car
MasterCard and Visa credit cards are the most regularly acknowledged by rental organizations. Most of the time, virtual, prepaid, and rechargeable credit cards are not accepted.
Cards without raised or embellished characters have generally been dismissed. However, the use of these cards is increasing, and some rental businesses now accept them.
Checking a rental company’s terms and conditions online is the only way to be absolutely certain about the specific types of credit cards they accept for a security deposit.
Using another person’s credit card to rent a car
No matter whatever card or type was used to reserve the vehicle online in advance, the primary driver must bring their own credit card with them when they pick up a rental car. This is on the grounds that the fundamental driver consents to the rental arrangement and is lawfully liable for the car during the rental, so just their MasterCard can be utilized at the rental counter.
Car hire booking sites, for example,rent a car a schiphol airport, commonly accepted a wide range of installments – including check cards – for booking the car online. To pick up the car, it‘s important that the main driver shows up to get the keys and that their name is on the credit card (and, of course, their driving license).
Methods for renting a car without a credit card
There are three ways to rent a car with a debit card:
Find a car rental company that will take a debit card as a deposit by comparing their offerings online.
Book the car in the name of the person traveling with you if they have a credit card. The credit card must be in the name of the primary driver.)
When you get to the counter, purchase additional cover from the rental company. The majority of rental companies offer optional extra coverage, which eliminates the requirement for a security deposit. As long as the debit card is in the name of the primary driver, they should accept it for this. This cover can run you a lot of money.
In conclusion, having a credit card is fundamental for renting a car in multiple factors. As a result, if you intend to rent a car, having a credit card is essential for a hassle-free rental experience.
